Introduction
Welcome to American Explore Movers Inc. We prioritize the safety and security of your shipments. Our comprehensive insurance policy ensures that your goods are protected from the moment they leave your premises until they reach their destination. Below you will find detailed information on the types of coverage we offer, the terms and conditions of our policies, and the process for filing a claim. Insurance is a 5% refundable fee based on the cost of the items being shipped.
Types of Insurance Coverage
Cargo Insurance
Coverage:
- Loss or damage to goods during transit due to accidents, theft, or natural disasters.
- Coverage for goods transported by road, rail, air, and sea.
Exclusions:
- Pre-existing damage before shipment.
- Loss or damage due to improper packing by the sender.
- War, strikes, and other political risks.
Liability Insurance
Coverage:
- Legal liability for damage to third-party property or bodily injury caused by our operations.
- Coverage for both domestic and international logistics services.
Exclusions:
- Intentional acts or negligence by the insured.
- Damage caused by prohibited or illegal items.
Warehouse Insurance
Coverage:
- Protection against loss or damage to goods stored in our warehouses.
- Coverage for fire, theft, flood, and other natural disasters.
Exclusions:
- Loss or damage due to improper storage by the sender.
- Goods not declared in the inventory list.
Vehicle Insurance
Coverage:
- Comprehensive coverage for our fleet against accidents, theft, and damage.
- Third-party liability coverage for injuries or damage caused by our vehicles.
Exclusions:
- Damage caused by driver negligence or violation of traffic laws.
- Use of vehicles for unauthorized purposes.